Advise Me Now | Our Products

 

Our Products

Provide solutions
tailored to your needs

Haftpflichtversicherung | Liability Insurance
Haftpflichtversicherung

Assets | 01

Liability Insurance protects individuals against claims for damages or injuries caused to third parties, covering legal fees and compensation costs. Recent estimates indicate that around 40 million Germans have some form of liability insurance coverage. Liability insurance in Germany typically costs between €50 and €200 annually, depending on coverage and provider.

Hausratversicherung | Household Contents Insurance
Hausratversicherung

Assets | 02

Household Contents Insurance protects your personal belongings against risks like theft, fire, and water damage, ensuring financial security for homeowners and renters. Recent estimates indicate that around 76% of households in Germany have some form of household contents insurance. Household contents insurance in Germany typically costs between €5 and €20 per month, depending on coverage and property value.

Glasversicherung | Glass Insurance
Glasversicherung

Assets | 03

Glass Insurance covers the costs of replacing broken glass in buildings or furniture, protecting against repair expenses and ensuring quick restoration. While specific user data isn't readily available, it's estimated that millions of households in Germany have glass insurance coverage. Glass insurance in Germany typically costs between €34 and €150 annually, depending on the coverage and property type.

Unfallversicherung | Accident Insurance
Unfallversicherung

Assets | 04

Accident Insurance provides financial protection for injuries or disabilities resulting from accidents, covering medical costs and offering compensation. Recent data indicates that over 23 million Germans have some form of private accident insurance coverage. Private accident insurance in Germany typically costs fbetween €5 and €50 monthly, depending on coverage and risk factors.

Reiseversicherung | Travel Insurance
Reiseversicherung

Assets | 05

Travel Insurance provides financial protection against risks during trips, covering medical emergencies, trip cancellations, lost luggage, and other travel-related issues. Recent estimates indicate that over 30 million Germans have some form of travel insurance coverage. Travel insurance costs in Germany typically range from €10 to €300 per trip, depending on coverage and duration.

Rechtsschutzversicherung | Legal Protection Insurance
Rechtsschutzversicherung

Assets | 06

Legal Protection Insurance covers legal expenses for various disputes, providing access to legal advice and representation in court when needed. Recent data indicates that approximately 23.4 million legal protection insurance policies are active in Germany. Legal Protection Insurance in Germany typically costs between €70 and €400 annually, depending on coverage and provider.

KFZ Privatkundenversicherung | Private Motor Vehicle Insurance
KFZ Privatkundenversicherung

Assets | 07

Private Motor Vehicle Insurance provides financial protection for car owners against accidents, theft, and liability, ensuring legal compliance and peace of mind. Recent data suggests that over 60 million motor vehicles in Germany are covered by some form of private insurance. Annual premiums for private motor insurance in Germany typically range from €200 to €1,500, depending on various factors.

Fahrer-Mobilitätsschutz | Driver Mobility Protection
Fahrer-Mobilitätsschutz

Assets | 08

Driver Mobility Protection offers comprehensive assistance for drivers, passengers, and vehicles in case of breakdowns or accidents, regardless of the vehicle used. While exact figures are unavailable, it's estimated that several million German drivers utilize some form of mobility protection service. Driver Mobility Protection in Germany typically costs between €20 and €100 annually, depending on coverage options and provider.

Tierversicherung | Pet Insurance
Tierversicherung

Assets | 09

Pet Insurance covers veterinary costs for illnesses, injuries, and preventive care, protecting pet owners from unexpected expenses related to their animals' health. Recent data suggests that pproximately 2.5 million pet owners in Germany have opted for some form of pet insurance coverage. In Germany, pet insurance premiums typically range from €5 to €50 per month, depending on coverage level, pet type, and age.

Wohngebäudeversicherung | Homeowners Insurance
Wohngebäudeversicherung

Assets | 10

Homeowners Insurance protects against damage to buildings from fire, storms, water, and other risks, covering repair or rebuilding costs for property owners. Recent data indicates that aproximately 16 million homeowners in Germany have some form of building insurance coverage. Homeowners insurance in Germany typically costs between €200 and €1,000 annually, depending on property value and coverage.

Photovoltaikversicherung | Photovoltaic Insurance
Photovoltaikversicherung

Assets | 11

Photovoltaic Insurance protects solar panel systems from damage due to weather, theft, or malfunction, ensuring financial security for system owners. Recent estimates suggest that over 2 million German households have adopted some form of photovoltaic insurance coverage. Photovoltaic insurance in Germany typically costs between €40 and €200 annually, varying by system size and coverage.

Konto / Kreditkarte | Bank Account and Credit Card
Konto / Kreditkarte

Bank | 01

A Bank Account and Credit Card combo offers financial services, including money storage, transactions, and credit facilities for personal or business use. Recent data suggests that over 90% of German adults, approximately 60 million people, have a bank account. Bank account fees in Germany range fom €0 to €15 monthly, while credit cards cost €0 to €700 annually.

Privatkredit | Personal Loan
Privatkredit

Bank | 02

A Personal Loan is an unsecured loan for individual use, such as financing large purchases, consolidating debt, or covering unexpected expenses. Recent data suggests that over 8 million Germans have taken out some form of personal loan. Personal loan interest rates in Germany typically range from 2% to 15%, depending on creditworthiness and loan terms.

Bausparen | Building Savings Plan
Bausparen

Bank | 03

A Building Savings Plan is a combined savings and loan system for financing home ownership, offering guaranteed interest rates and potential state subsidies. Recent data indicates that approximately 25 million Germans have active building savings contracts. Building Savings Plans in Germany typically require monthly contributions ranging from €25 to €500, depending on the chosen plan.

Immobilie | Real Estate
Immobilie

Bank | 04

Real Estate refers to property consisting of land and buildings, used for residential or commercial purposes, and can be bought, sold, or rented. Recent data indicates that approximately 50% of German households, or about 20 million, own real estate. Real estate prices in Germany range from €1,500 to €10,000 per square meter, depending on location and property type.

Investmentfonds | Investment Funds
Anlageformen / Investmentfonds

Investment | 01

Investment Funds pool money from multiple investors to invest in diverse assets, offering professional management and risk diversification. Recent data indicates that over 20 million Germans have invested in some form of investment fund. Investment fund fees in Germany typically range from 0.1% to 2.5% annually, depending on the fund type and management style.

Edelmetalle | Precious Metals Investment
Anlageformen in Edelmetalle

Investment | 02

Precious Metals Investment offers a tangible store of value, hedge against inflation, and portfolio diversification through gold, silver, platinum, and palladium. Recent estimates suggest that over 10 million Germans have invested in some form of precious metals. Precious metal investments in Germany typically range from €50 for small coins to €50,000+ for large gold bars.

Depot | Securities Account
Anlageformen / Depot

Investment | 03

A Securities Account is a financial service for storing and managing various investment forms like stocks, bonds, and funds, enabling trading and portfolio oversight. Recent data suggests that over 12 million Germans maintain active securities accounts for their investments. Securities account fees in Germany typically range from €0 to €200 annually, depending on the provider and services offered.

Strom | Electricity
Strom TeleSon

Energy | 01

Electricity TeleSon is a service that provides electricity solutions for consumers and businesses, ensuring reliable energy supply. The latest estimate indicates that over 40 million households in Germany use electricity distribution services. Electricity prices in Germany range from 30 to 45 cents per kilowatt-hour for households.

TeleSon Gas
TeleSon Gas

Energy | 02

TeleSon Gas: A nationwide gas supply service in Germany. Offers competitive rates, climate-neutral options, and personal consultation by energy advisors. As of 2021, TeleSon reported serving over 1.7 million customers across Germany. TeleSon Gas prices vary, typically ranging from 7 to 12 cents per kWh, depending on location and usage.

Basis Rente | Basic pension
Basis Rente

Living | 01

Basic pension: A tax-advantaged retirement savings plan for self-employed and high earners in Germany. Provides lifelong income and tax benefits. As of 2023, approximately 2.8 million Germans have opted for a Rürup pension plan. Monthly contributions range from €50 to €2,000+, depending on income and tax benefits sought.

Wealth Accumulation & Security Plan (WASP)
Der Vermögensaufbau & Sicherheit (VASP)

Living | 02

Wealth Accumulation & Security Plan (WASP) is a flexible financial product combining wealth accumulation, retirement planning, and risk protection. Customizable investment strategies and insurance options for long-term financial security. Recent estimates suggest over 500,000 Germans have adopted WASP-like products for financial planning. WASP pricing varies widely, typically ranging from €50 to €1000 monthly, based on individual financial goals and risk preferences.

Vermögensaufbau | Asset Building (or Wealth Accumulation)
Der Vermögensaufbau4you (VA4U)

Living | 03

Asset Building (or Wealth Accumulation) is a systematic approach to growing wealth over time through saving, investing, and financial planning, aimed at achieving long-term financial security. Recent estimates suggest over 20 million Germans actively engage in some form of asset building strategy. Asset building services in Germany typically range from €50 to €500 monthly, depending on individual financial capacity.

Arbeitskraftabsicherung | Income Protection Insurance
Arbeitskraftabsicherung

Living | 04

Income Protection Insurance safeguards your ability to earn. It provides financial support if you're unable to work due to illness or injury, ensuring income continuity. As of 2023, approximately 18 million Germans have some form of income protection coverage. Premiums for income protection in Germany typically range from €30 to €200 per month, varying by factors like age and occupation.

Mein Zukunftsplan für Kinder | My Future Plan for Children
Mein Zukunftsplan für Kinder

Living | 05

My Future Plan for Children is a comprehensive financial and insurance package for children, offering savings, disability coverage, and future planning options. Recent estimates suggest over 500,000 families have adopted child-focused financial planning products. Pricing for "My Future Plan" typically ranges from €25 to €250 per month depending on coverage options.

Hintenbliebenenabsiherung | Survivors' pension insurance (or Surviving dependents' protection)
Hintenbliebenenabsiherung

Living | 06

Survivors' pension insurance (or Surviving dependents' protection) is a systematic approach to growing wealth over time through saving, investing, and financial planning, aimed at achieving long-term financial security. Recent estimates suggest over 17 million Germans have some form of survivors' pension coverage. Costs vary widely, from €20 to €200+ monthly, depending on coverage and provider.

Pflegerentenversicherung | Long-term care annuity insurance
Pflegerentenversicherung

Living | 07

Long-term care annuity insurance is a private insurance that provides monthly payments to cover long-term care costs in case of care dependency, supplementing statutory care insurance. As of 2023, approximately 3.7 million Germans have supplementary long-term care insurance policies. Monthly premiums for long-term care annuity insurance typically range from €30 to €200, varying by age and coverage level.

Altersvorsorge | Retirement Provision or Old-age Pension Provision
Altersvorsorge

Living | 08

Retirement Provision or Old-age Pension Provision is a financial plan to secure income for retirement. It includes various savings and investment options to ensure financial stability in old age. As of 2023, over 16 million Germans have some form of private pension plan to supplement their state pension. Private pension plans in Germany typically cost between €50 and €500 per month, depending on coverage and provider.

Gesetzliche Krankenversicherung | tatutory Health Insurance
Gesetzliche Krankenversicherung

Medicine | 01

Statutory Health Insurance: Mandatory public health coverage in Germany. Provides comprehensive medical care, including doctor visits, hospital stays, and prescriptions. As of 2023, approximately 73 million Germans are enrolled in statutory health insurance plans. Monthly premiums for statutory health insurance in Germany typically range from €400 to €900.

Krankenvollversicherung | Health Insurance
Krankenvollversicherung

Medicine | 02

Health Insurance is comprehensive health coverage in Germany, mandatory for residents. Covers medical expenses, hospital stays, and prescriptions. As of 2023, approximately 73 million Germans have statutory health insurance coverage. Monthly premiums range from €150 to €900, varying by age, health status, and coverage level.

Krankenzusatzversicherung | Supplementary Health Insurance
Krankenzusatzversicherung

Medicine | 03

Supplementary Health Insurance covers additional medical services not included in statutory health insurance, enhancing coverage for private treatments. As of 2023, approximately 28.3 million Germans have opted for supplementary health insurance policies. Prices for supplementary health insurance in Germany typically range from €10 to €150 per month, varying by coverage.

Betriebliche Krankenversicherung | Company Health Insurance
Betriebliche Krankenversicherung

Medicine | 04

Company Health Insurance: employer-sponsored supplementary health coverage for employees, enhancing benefits beyond statutory insurance. As of 2023, over 1.5 million employees in Germany benefit from company health insurance plans. Monthly premiums for statutory health insurance in Germany typically range from €10 to €100 per employee.

Innovation | Development
eine neue Produkte

Innovation | is here

Development of new services and products iis a process of creating and bringing innovative offerings to market, meeting customer needs and driving business growth In Germany, thousands of companies engage in new product development annually, with exact numbers varying by industry and scale. Costs for new product development in Germany can range from a few thousand to several million euros, depending on complexity.

Use
cases

Explore real-world applications of our services. Discover how our solutions solve challenges, drive success, and create value across diverse industries.

Find Your Portrait Here...
Liability Insurance | Haftpflichtversicherung
Liability Insurance
Haftpflichtversicherung
Bike crash: You hit pedestrian. Insurance covers medical bills.
Household Contents Insurance | Hausratversicherung
Household Contents Insurance
Hausratversicherung
Fire damages furniture. Insurance covers replacement costs.
Glass Insurance | Glasversicherung
Glass Insurance
Glasversicherung
Broken window: Vandals damage storefront. Insurance covers replacement costs.
Accident Insurance | Unfallversicherung
Accident Insurance
Unfallversicherung
Accident: Broken leg skiing. Insurance covers rehab, income loss
Travel Insurance | Reiseversicherung
Travel Insurance
Reiseversicherung
Illness cancels trip. Insurance refunds costs, covers medical abroad.
Legal Protection Insurance | Rechtsschutzversicherung
Legal Protection Insurance
Rechtsschutzversicherung
Unfair dismissal: Insurance covers lawyer fees for employment lawsuit.
Private Motor Vehicle Insurance | KFZ Privatkundenversicherung
Private Motor Vehicle Insurance
KFZ Privatkundenversicherung
Car crash: You hit another vehicle. Insurance covers damage costs.
Driver Mobility Protection | Fahrer-Mobilitätsschutz
Driver Mobility Protection
Fahrer-Mobilitätsschutz
Car breakdown: Insurance covers towing, rental car, and transport.
Pet Insurance | Tierversicherung
Pet Insurance
Tierversicherung
Dog surgery costs are covered by insurance after an unexpected injury.
Homeowners Insurance | Wohngebäudeversicherung
Homeowners Insurance
Wohngebäudeversicherung
Storm damages roof. Insurance covers repair costs. Home protected.
Photovoltaic Insurance | Photovoltaikversicherung
Photovoltaic Insurance
Photovoltaikversicherung
Hailstorm damages panels. Insurance covers repair costs and revenue loss.
Bank Account and Credit Card | Konto / Kreditkarte
Bank Account and Credit Card
Konto / Kreditkarte
Paying bills online: Use credit card for quick, secure transactions.
Personal Loan | Privatkredit
Personal Loan
Privatkredit
Home renovation: Privatkredit funds your dream kitchen upgrade.
Building Savings Plan | Bausparen
Building Savings Plan
Bausparen
Bausparen helps you save for a home while earning interest.
Real Estate | Immobilie
Real Estate
Immobilie
Buying a property: Secure investment for future growth and stability.
Investment Funds | Anlageformen / Investmentfonds
Investment Funds
Anlageformen / Investmentfonds
Diversify investments: Use investment funds for stable returns.
Precious Metals Investment / Anlageformen in Edelmetalle
Precious Metals Investment
Anlageformen / Depot
Investing in precious metals offers security during economic instability.
Securities Account / Anlageformen in Edelmetalle
Securities Account
Anlageformen / Depot
Investing in stocks: Buy and sell shares for profit.